How much compensation could I expect after a car accident?

by admin on June 17, 2010

I was in a car accident back in June. Another driver ran into the back of me on the motorway and pushed me into the car in front. My car was a total write off and I lost a number of belongings.

I was taken to hospital by ambulance in a neck brace and on a spinal board to have neck and back x-rays. I was unable to return to university for 2 months and am still suffering some pain and discomfort.

My insurers are putting in two claims for me; one for financial losses and the other for personal compensation.

Now, I am happy with the claim to cover my financial losses (contents of the car that were damaged, osteopathic treatment etc) and my insurers have said that they will apply for between £1,900 and £2,300 personal injury compensation. Does this sound reasonable? Has anyone else made a similar claim?

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Dave J June 17, 2010 at 9:27 am

You must consider any future possible problems of your
health in addition to the immediate losses of property, and
medical. Without knowing the full nature, and extent of
your type of injuries it is not something where anyone
can really answer as to if your offers are good enough.

I would say that if you have considered all possibilities,
and are satisfied with the offers, you are in good shape.
If you are unsure, or have not looked into any future
possibilities, you should hold off on any settlement
until you have researched further. Also, don’t count
on use of the Internet as any real source of research.
Instead, look into accident case history for other
similar injury cases for comparison to yours. Have
a third party such as an attorney of your own give
you ideas, or advice.

David June 17, 2010 at 9:27 am

Is that amount enough to cover your actual losses? If not, ask your company to negotiate more; if it is, you’re in good shape. You’re not asking to get rich on this, just to be compensated fairly. Don’t sign any drafts or releases until you’re satisfied, as those might let the other party "off the hook" for good. Sometimes medical bills take a long time to come through, so be sure they’re all in before signing.

John Gilmore June 17, 2010 at 9:27 am

Sounds like you should get upto £10,000. Submit a claim with Injury Law and find out

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